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Disclaimer & Privacy Policy
By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

The information published on the NIZAM CLUB web site should be used for information purposes only. It is Subject to change without notice and should not be taken as advice.

NIZAM CLUB is not in any manner advertising implying or suggesting or establishing that the Policy/ies marketed and/or distributed hereunder are that of any other entity than NIZAM CLUB and the policies are not being sold, marketed or offered for sale by the Payment Gateway Service provider. Any such inference shall be entirely at your risk.

NIZAM CLUB India and the Payment Gateway Service provider shall not be liable for any losses and / or damages that may be incurred by any person in respect of any loss of access and/or use or interruption in the use of the Payment Mechanism inter alia due to the Maintenance Services being performed on the same or any other reason whatsoever.

There is no guarantee or warranty that the site is free from any virus or other malicious, bestructive or corrupting code, program or macro;

Limitation of Liability
NIZAM CLUB has taken all necessary precautions to ensure that the information contained on this web site is current, accurate and complete at the date of Publication. No representations or warranties are made (express or implied) as to the reLiability, accuracy or completeness of such information. NIZAM CLUB cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing on this wed site.

Trademarks and copyrights
All trademarks, services marks, trade names, logos, and icons are proprietary to NIZAM CLUB. Nothing contained on the website should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on this website without the written permission of NIZAM CLUB or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, NIZAM CLUB. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the . images may violate copyright laws, trademark laws, the laws of privacy and Publicity, and communications regulations and statutes. Unless otherwise stated, this clause shall overribe the privacy statement.

Privacy and ownership of information
Unless otherwise expressly set forth herein, any information, communication or material you transmit to this website by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-Confidential and non-proprietary and will become the property of NIZAM CLUB. Such information, communication or material may be used for any purpose, including, but not limited to, reprobuction, solicitations, disclosure, transmission, Publication, broadcast, and posting. Furthermore, NIZAM CLUB is free to use any ibeas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, beveloping and marketing products using such information.

Upon being so requested by you, NIZAM CLUB shall ensure that your privacy is protected and no information given by you shall be utilized in any manner whatsoever which could directly or indirectly result in any harm to you or which can constitute such breach of privacy.

Where a link to a non- NIZAM CLUB site(s) exists, which, has not been authorized by NIZAM CLUB, NIZAM CLUB, will not be responsible or liable in any way for the content of the linked wed site including any products, services or other items offered through that wed site.

NIZAM CLUB does not guarantee the maintenance of security and the integrity of the link between the Site and the Payment Mechanism. NIZAM CLUB shall endeavour to maintain the same and shall guarantee that all persons be directed to the correct link. However all Persons accessing the link between the Site and the Payment Mechanism shall do so entirely at their own risk and HDFC ERGO shall not be liable or responsible in this behalf in any manner whatsoever.

You hereby undertake as a prospective policyholder that you have read and understood the entire text, features, disclosures, terms and conditions of the policy / policies as desired to be purchased by you, while paying payments on-line and you hereby agree that you have understood the terms and conditions contained herein.